No one plans to crash, but a calm, clear head in the moments after a collision protects both your safety and your claim. Here is a simple, step-by-step guide for Utah drivers.
At the scene: stay safe and gather information
- Check everyone for injuries and call 911 if anyone is hurt.
- If it is safe, move vehicles out of traffic and turn on hazard lights.
- Exchange names, phone numbers, insurance details, and license plate numbers with the other driver.
- Photograph the damage, the vehicles’ positions, and the overall scene.
- Get contact info from any witnesses.
Reporting the accident in Utah
Utah law requires you to report a crash that causes injury, death, or property damage of $1,500 or more. Call the police from the scene so there is an official record, and notify your insurance company as soon as you reasonably can.
Filing your claim
Contact your agent with your photos and the police report, then work with the assigned adjuster. Because Utah is a no-fault state, your Personal Injury Protection (PIP) helps pay initial medical costs regardless of who caused the accident.
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