Surprisingly, less than half of all people who rent carry renters insurance. That is risky. What would happen to all of your possessions if your rental is hit by something like a fire or a tornado? Have you ever given any thought to all the things you own? At Fabco Insurance Agency LLC in Utah, we are an independent insurance agency that can help you find a renters insurance policy that will suit your needs and wallet.
Why is renters’ insurance a good idea? If you are wealthy and don’t have to worry about replacing your possessions, getting sued, or where you will stay in the event your rental is damaged, then you don’t need rental insurance. If, however, you are like most people, and all of these things would stress your finances, then rental insurance can be a big help.
Content coverage
As a renter, you don’t need property coverage. The building isn’t yours, and that responsibility falls to the landlord or management company. But you do need to protect what you own. Content coverage will cover your clothing, jewelry, electronics, furniture, and appliances. It covers them when they are with you in your home and when they travel away from home with you.
Liability coverage
It isn’t fun to think about getting sued, but it is a common occurrence in the world today. If someone is injured while visiting your rental, you are liable. You may be required to pay for medical expenses and pain and suffering. This can end up being a lot of money. With renters’ insurance, you will have this coverage for all family members, including a furry one.
Loss of use
If your rental is damaged, you will need to stay somewhere else while it is repaired. Loss of use coverage will take care of this and help you until you get back home.
Contact Fabco Insurance Agency LLC in Utah with all your renter’s insurance needs.
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