If you own a car, you know maintenance and being responsible on the road go hand in hand. Similarly, car insurance is an essential cog of car ownership because it keeps you in compliance with the law and protects your finances when calamities strike.
Are you shopping for car insurance in Utah? Fabco Insurance Agency LLC is ready to help you navigate the challenging auto insurance world.
Required car insurance in Utah
Like most states, you must invest in auto insurance to legally drive your car in Utah. Motorists must include the below coverage options in their car insurance policies:
- Bodily injury liability: This coverage protects you when accused of inflicting injuries to other people. The minimum required is $25,000 per person and $65,000 per accident.
- Property damage liability: This coverage protects you when you are legally responsible for property damage to others. The minimum amount required per accident is $15,000.
- Personal Injury Protection (PIP): Since Utah is a no-fault state, motorists must purchase PIP coverage of at least $3,000 per accident.
- Uninsured motorist insurance: If you are concerned about being hit by motorists without car insurance, you should invest in this coverage.
While purchasing mandatory car insurance is necessary, most motorists consider other car insurance options for maximum coverage.
Optional car insurance options
Consider other insurance options if you want your car insurance to give you all-rounded protection. These include:
- Comprehensive coverage: It protects your vehicle against non-collision perils, such as fire, falling objects, vandalism, and certain natural disasters.
- Collision coverage: It covers damage to your car sustained after a crash with another vehicle or stationary object.
- Roadside assistance: If your car stalls away from your residence because of a dead battery, puncture, running out of gas, or other minor causes, you can count on this coverage to save the day.
If you are looking for a car insurance policy in Utah, please don’t look beyond Fabco Insurance Agency LLC. We will offer you a personalized and affordable policy to protect your car.
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Get instant answers about Utah auto insurance, coverages, state requirements, and quotes. For specific advice, our licensed Utah team is just a call away, 801-999-4229 or ricco@fabcoinsurance.com.
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