Utah is a beautiful place to ride, but whether you’re commuting or carving up a canyon road, the right motorcycle insurance keeps you protected when the unexpected happens. Here’s what every Utah rider should know.
Utah’s motorcycle insurance requirements
Motorcycles must carry the same minimum liability coverage as cars: $25,000 per person and $65,000 per accident for bodily injury, and $15,000 for property damage. It’s the legal baseline, but rarely enough on its own.
Coverages worth considering
- Collision & comprehensive: repairs or replaces your bike after a crash, theft, or weather damage.
- Uninsured / underinsured motorist: critical protection, since riders are especially vulnerable in collisions.
- Custom parts & accessories: covers aftermarket upgrades that standard policies often leave out.
Tips to save on coverage
Take a motorcycle safety course, insure your bike and other vehicles with the same carrier, and ask about seasonal or lay-up coverage if you store your bike over Utah’s winter months.
Ready to ride with confidence? Learn more about motorcycle insurance or compare your quotes online today.